TERMS OF SERVICE
Effective Date: March 2026
By accessing or using www.pelicanshield.com (the “Website”), you agree to the following Terms of Service. If you do not agree to these terms, please do not use this Website.
Informational Purposes Only
The content on this Website is provided for general informational purposes only.
Nothing on this Website:
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Constitutes insurance advice specific to your situation
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Guarantees coverage availability or pricing
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Binds insurance coverage
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Creates an insurance contract
Insurance coverage is effective only when confirmed in writing by Pelican Shield Insurance Group.
No Client Relationship
Submitting a form, requesting a quote, sending an email, or contacting us does not automatically create an agent-client relationship.
An insurance relationship exists only after:
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Required underwriting information is submitted
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A carrier approves the risk
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A policy is issued
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Written confirmation is provided
Do not assume coverage exists until written confirmation is received.
Quote Requests and Coverage Changes
Any quote request or coverage inquiry submitted through this Website:
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Is not a guarantee of coverage
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Does not obligate Pelican Shield Insurance Group to secure insurance
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Is subject to underwriting review
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May require additional documentation
Coverage cannot be bound, modified, or cancelled via voicemail, email, text message, or website submission. Coverage is effective only when confirmed in writing by Pelican Shield Insurance Group.
Website Accuracy
We make reasonable efforts to ensure Website information is accurate and current. However, insurance laws, underwriting guidelines, and carrier requirements may change without notice.
We do not guarantee completeness or applicability of information to your specific situation.
Third-Party Links
This Website may contain links to third-party websites. Pelican Shield Insurance Group is not responsible for the content, accuracy, or privacy practices of external websites.
Intellectual Property
All Website content, including text, graphics, logos, and branding, is the property of Pelican Shield Insurance Group unless otherwise noted and may not be reproduced without written permission.
Limitation of Liability
To the fullest extent permitted by law, Pelican Shield Insurance Group shall not be liable for any direct, indirect, incidental, or consequential damages arising from use of this Website.
Governing Law
These Terms of Service are governed by the laws of the State of Florida.
